a) Transactions which are billed in foreign-denominated currency then converted and billed in Philippine Peso utilizing the prevailing Mastercard currency conversion level over the day the transaction is processed; and14. In case the Cardholder pays the installment amount in whole every month but has An excellent or revolving equilibrium on

I covenant and warrant that the CBN shall have energy to set-off my indebtedness underneath this loan arrangement from all this sort of monies and cash standing to my credit rating/benefit in any and all this kind of accounts or from any other economical assets belonging to me and while in the custody of any such lender.I've a grant sitting on my s